Recently there has been a new term & mdash; & mdash; & ldquo; &, rdquo; intelligent investment; more and more people's attention. The financial industry is the intelligent investment adviser and investment adviser There were many discussions. What is so smart, magic? Br; /> <
Br; /> <
Since after alpha go (alpha dog against Chess Master Li Shishi, artificial intelligence is applied more and more attention, financial industry because of the emergence of intelligent investment adviser, is the market that is the emergence of a & amp; ldquo; Alpha Dog & amp; rdquo; field. Br; /> <
Br; /> <
& ldquo; & rdquo; intelligent investment; the first rise in the United States, has become a new development of foreign financial outlets. Such as BlackRock, Charles Schwab, Goldman Sachs, Citigroup, UBS and other a large number of financial giants have also begun to layout of the field, with occupy Wall Street, so that the potential of the financial elite unemployment. Br; /> <
Br; /> <
Compared to other countries, Chinese version of the smart investment adviser, followed by born such as Mi property, Lan Haizhi cast, Jingdong & amp; ldquo; Zhi & amp; rdquo; this kind of emerging service platform. In the localization process, intelligent Irving evolved different versions, according to the standard of market segments, MI property, Lan Haizhi investment in overseas ETF, latte financial investment in the domestic public offering of the fund, through the robot Irving recommended a shares, Jingdong & amp; ldquo; Zhi & amp; rdquo; generation portfolio covers Jingdong financial platform under different kinds of financial products, such as stock funds, financial instruments, the gold exchange issued by fixed income financial products, and so on. Br; /> <
Br; /> <
The domestic and foreign financial enterprises have set foot in the field of intelligent investment, so intelligent investment exactly where? Br; /> <
Br; /> <
It is understood, smart investment adviser, also called robot financial, is refers to through the Internet or mobile platforms. With the help of computer models and algorithms, provide for the customer service of automatic investment advice, management, dynamic balance adjustment. Compared with the traditional investment consultant, intelligent investment fully embodies the advantages of Internet technology. Br; /> <
Br; /> <
For example, as we go to the supermarket to buy things, to choose the most suitable for their own goods, it takes a lot of time to browse, compare a variety of goods. But now, the Internet can commodity resources are on full display in your eyes, at the same time, we can through the intelligent investment adviser to select all the goods in the price the highest that a. Among them, the intelligent investment acts as a commodity filter. At the same time, if the investor's family can be less than 500 thousand of investment assets, then basically do not have a professional financial services. Intelligent customer groups for investment, capital requirements, is & ldquo; & rdquo; more inclusive. It will put all the market data to a very rational judgment, based on the information provided by the customer, given a & ldquo; optimal solution & rdquo;. At least in investment decisions, it can be treated equally. Not only so, in client investment performance tracking process, suggestions for adjustment of financial manipulator is given completely based on market data analysis, pursue the optimal risk benefit ratio, from the point of view of the interests, the robot is standing with you. But the traditional financial planner gives the advice is objective, to a large extent depend on his professional ethics. Br; /> <
Br; /> <
So smart investment adviser, for lack of experience in finance and financial & amp; ldquo; White & amp; rdquo; they is a good thing, because they desperately need such tools help to achieve wealth management. Br; /> <
Br; /> <
Said a lot of smart investment is good, but it is in some ways has been suffering from the industry questioned. Some people think that smart investment adviser for stock selection is not much help, and the other is smart money robot regulatory policy is not perfect and so on. But whether it is recognized and questioned, cannot be denied, smart investment adviser has gradually become all kinds of domestic financial institutions eager to seize the new blue ocean, although it is still a long way to go. Br; /> <
Br; /> <
Responsible editor:]